50/30/20 Budget Bundle - 20 Excel/Sheets Templates Smart Money System - 5 Budget Methods

📊 TAKE CONTROL OF YOUR FINANCES

Simple, percentage-based budgeting with these 20 ready-to-use templates for Excel & Google Sheets. Designed for students, families, freelancers, and couples.

✅ WHAT’S INCLUDED (EXACTLY AS PROVIDED):

✔ 5 Budgeting Methods:

50/30/20 Rule (Annual + Monthly)

40/30/30 (Debt Focus)

70/20/10 (High Fixed Costs)

60/20/20 (Flexible Spending)

✔ 20 Total Templates:

5 Sample Google Sheets (Mock Data)

5 Blank Google Sheets

5 Sample Excel Files

5 Blank Excel Files

✔ Step-by-Step Instructions

✨ KEY FEATURES (FROM YOUR TEXT):

• Automatic calculations – No math needed

• Customizable percentages – Adapt to your needs

• Visual summaries – Track spending at a glance

• Works on all devices – Phone, tablet, desktop

💰 50/30/20 BUDGET TEMPLATE BUNDLE

🔍 "How to use the 50/30/20 rule in Excel?"

→ These templates auto-calculate the splits! Just enter your income.

🔍 "Best budget spreadsheet for couples?"

→ Includes shared expense tracking perfect for joint accounts.

🔍 "Free 50/30/20 template for Google Sheets?"

→ This paid version adds 4 alternative methods + annual views.

🚀 WHY BUYERS CHOOSE THIS

✅ Saves 5+ hours/month vs manual budgeting (Common pain point in reviews)

✅ Works for all incomes – Students, freelancers, families

✅ No subscriptions – One-time payment

📥 INSTANT DOWNLOAD:

→ ZIP file with PDF guide

→ Compatible with Excel & Google Sheets

❗ IMPORTANT NOTES (AS YOU SPECIFIED):

⚠️ Requires Excel or Google Sheets

⚠️ Digital product – No physical items

Instant Download