Bonus 1 — The 3-Account Worksheet
Use this worksheet every time you receive income (a regular paycheck, a payment for a project, this week's tips) to divide it on purpose among your three destinations before you spend anything.
Bonus 1 of the guide "Send Money Home Without Running Out: The Immigrant's Budget": 5 pages in PDF. You can buy it on its own, or get it included in the bundle with the guide and both bonuses.