Bonus 1 — The 3-Part Calculator: Debt, Cushion, Fun

This bonus gives you a text template, ready to copy onto paper or into your phone's notes app, to split the amount of your tax refund into the three parts of the method explained in the main ebook. It includes a complete numerical example so you can see how it works in practice.

Bonus 1 of the guide "Your Tax Refund Is Not a Prize": 7 pages in PDF. You can buy it on its own, or get it included in the bundle with the guide and both bonuses.