Budget & Debt Payoff Dashboard — Excel & Google Sheets Tracker

Stop wondering where your money went.

This ready-to-use spreadsheet (Excel & Google Sheets) turns your income, spending, debts and savings into one clear picture:

• Live dashboard: income, spending, savings and your savings rate for any month

• Debt payoff planner: for each debt — months to pay it off, total interest, payoff date, and your overall debt-free date

• Spending by category with a chart, so you spot the leak in seconds

• Savings goals that track themselves: progress % and the month you'll reach each goal

6 tabs included: START (5-minute setup) • Dashboard • Budget • Expenses (60 rows, drop-down categories) • Debts • Savings

Pre-filled with example data so you can see how it works — delete it and add your own numbers. Pay once, use forever: no subscription, no app, your data stays on your computer.

Note: personal planning tool, not financial advice.