LLC or Not? Decision Kit for Landlords 2026/2027

A decision tree and a 12-question scorecard to see if an LLC makes sense for your rentals: what it changes and what it doesn't (your federal tax), state costs, mortgage and due-on-sale traps, insurance and umbrella vs LLC, S-Corp for rentals, four example landlords and the questions to ask your attorney or CPA. Independent educational guide, not legal or tax advice.