Your First $10K — The 30-Day Money Reset Workbook

You make good money. So why does it disappear every month?

You don't need another budgeting app. You need a system - built by someone who actually manages money for a living.

Your First $10K is a 30-day, step-by-step workbook created by Andrés Aguirre, CFA - a Chartered Financial Analyst® with 14+ years managing investment portfolios. It's the same financial framework he'd set up for a friend over coffee, packaged into a fillable PDF workbook with worksheets, calculators, and a proven 4-week structure.

WHAT'S INSIDE:

Week 1 - Where You Actually Stand

Calculate your real net worth, map your monthly cash flow, and inventory every dollar of debt. No more guessing.

Week 2 - Plug the Leaks

A spending audit, subscription killer, and "Joy Per Dollar" ranking to find $150–$400/month you didn't know you were losing.

Week 3 - Build the Machine

Set up automated savings, design your account architecture, and calculate your emergency fund target — so your money moves itself.

Week 4 - Your Money, Working

A simple investment decision tree, weekly check-in template, and 90-day milestone planner to keep the system running.

PLUS 3 BONUSES:

Bonus 1: Money Reset Spreadsheet (Excel) - 12-month budget tracker, quarterly net worth tracker, and debt payoff calculator with built-in formulas.

Bonus 2: Money Reset Cheat Sheet - One-page printable reference card with everything you need on a single sheet.

Bonus 3: The Financial Fire Drill - A one-page emergency decision tree for job loss, medical emergencies, and car/home crises. Print it, put it in a drawer, pull it out when life hits.

398 fillable form fields. 148 spreadsheet formulas. You won't need anything else.

This is not personalized financial advice. It's a system - the same one a CFA charterholder would build for anyone starting from scratch.